The VA Loan Program

Dispelling Myths and Misconceptions Charlie and I recently went through a training put on by the Veterans Association of Real Estate Professionals to obtain our Military Veteran Housing Certification (MVHC) designation. In this post I hope to dispel some myths and confusion regarding the VA loan benefit program and its origin, intention, and uses. InContinue reading “The VA Loan Program”

Entry Level Home Investing Reaches 20 Year High

According to a report by CoreLogic, over 11% of homebuyers are investors.  While it could be speculated that conglomerate investment firms such as Blackstone and American Homes 4 Rent account for a large portion of these sales, data indicates that is not the case.  CoreLogic’s research indicates that most investors in real estate properties haveContinue reading “Entry Level Home Investing Reaches 20 Year High”

The Most Lucrative Business Deal Isn’t Always the Right Deal

I recently read a post by Jamie Anderson, Why Surrounding Yourself with Positive People Isn’t Always the Best Choice, and the piece spoke right to my soul.  Anderson argues against the idea that we are only as good as the people we surround ourselves with. Studies often suggest that we are wise to select ourContinue reading “The Most Lucrative Business Deal Isn’t Always the Right Deal”

My First Hero; Why I Care So Much

I’ve shared a few stories now about why I’ve taken such an interest in the Veteran community on my website, and my blog.  The truth is, I would consider caring for Veterans part of the fabric that makes me who I am.  I was born into a family of Veterans. Grandpa Bob’s submarine arrived inContinue reading “My First Hero; Why I Care So Much”

Is it Cheaper to Rent, or Buy?

I have come to realize that many people believe, in the current real estate market in Reno, it is less expensive for their family to rent a home than buy one.  In fact, Freddie Mac recently conducted a study that revealed 82% of renters believe they are saving money by renting. While everyone’s circumstances areContinue reading “Is it Cheaper to Rent, or Buy?”

Pros and Cons of the Reverse Mortgage

As our population ages and property values and the cost of living continue to rise, some homeowners have taken or may be thinking of taking advantage of a reverse mortgage option.  A reverse mortgage allows the homeowner to take a monthly draw from the equity they carry in their home, increasing their monthly cash flowContinue reading “Pros and Cons of the Reverse Mortgage”

Today is National PTSD Awareness Day

Post-traumatic Stress Disorder, or PTSD, is a psychological reaction to traumatic events that can be experienced by anyone who has been exposed to a life-threatening, violent, or dangerous situation. Common sufferers include combat Veterans and First Responders, who respond to help victims of traumatic events. According to the Veterans Administration, PTSD is the leading contributingContinue reading “Today is National PTSD Awareness Day”

Don’t Let the Term ‘Rural’ Fool You When it Comes to Home Buyer Assistance

Alleviating the affordable housing problem in the greater Reno Metro area starts with getting qualified buyers into home ownership and out of high priced rentals.  Lowering the demand for rentals will drive prices down and make it easier for those with fewer monetary resources to find homes. In my last post, Down Payment Assistance MayContinue reading “Don’t Let the Term ‘Rural’ Fool You When it Comes to Home Buyer Assistance”

Down Payment Assistance May Be Right at Your Fingertips

As I mentioned last week, down payment assistance doesn’t just help new home buyers. There are down payment assistance programs available to help Teachers, Veterans, first time home buyers, and many other home buying hopefuls.   Below are some highlights of the programs offered by the Nevada Housing Division, with links to the program websitesContinue reading “Down Payment Assistance May Be Right at Your Fingertips”

Down Payment Assistance Doesn’t Just Help New Home Buyers

The struggles to secure housing in the Reno Sparks area are not limited to those who live in transitory housing. Conventional home buyers are finding themselves hard pressed to save for a down payment, while simultaneously paying high rents and making ends meet.  In the past 6 years the median rent in the Reno MetroContinue reading “Down Payment Assistance Doesn’t Just Help New Home Buyers”